1. Acceptance of Terms

By downloading, installing, or using Billy (the "Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Billy is a subscription management application that helps users track recurring payments, view spending statistics, receive billing reminders, and manage subscription information. The Service is provided as a utility tool and does not process, manage, or execute any financial transactions.

3. User Responsibilities

You are solely responsible for the accuracy of subscription data you enter into the app. Billy provides reminders and analytics based on user-entered data but does not verify the accuracy of such information. You must not use the Service for any unlawful purpose or in violation of any applicable laws.

4. Disclaimer of Warranties

The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied. We do not warrant that: the Service will be uninterrupted or error-free; the results obtained from using the Service will be accurate or reliable; any defects in the Service will be corrected.

5. Limitation of Liability

To the maximum extent permitted by law, MintSoft shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to: missed payments or billing dates; financial losses based on app data; loss of data due to device issues or app updates; any other damages arising from use of the Service.

6. Intellectual Property

All content, features, and functionality of the Service are owned by MintSoft and are protected by international copyright, trademark, and other intellectual property laws.

7. Modifications to Service

We reserve the right to modify, suspend, or discontinue the Service at any time with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Korea, without regard to its conflict of law provisions.

9. Contact Us

If you have any questions about these Terms of Service, please contact us at app@mint-soft.com.